Fraud Protection for your Debit Card
If we suspect you may be a victim of debit card fraud we will:
send an email to you and you may reply either “fraud” or “no fraud”
send a text message to you one minute after the email with the same reply options
call you if we do not get a response; it will be an automated call with the option of speaking to a fraud analyst
Remember, we will never ask for your PIN or account number.
All checking accounts require a $100 opening deposit.
1 Some ATM networks may impose an additional surcharge unrelated to our accounts. This charge will be assessed to your account.
2 Interest will be compounded and paid monthly based on the daily collected balance. Please refer to our deposit account rates for current rate information on our interest bearing accounts. At our discretion, interest may change daily. Interest begins to accrue no later than the business day we receive credit for the deposit of checks.
3 See separate miscellaneous fee schedule for other charges that may apply to these accounts.
Important information about procedures for opening a new account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: when you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.