Personal Loans

Get access to the funds you need for your personal goals.

From home equity to person loans to overdraft protection lines and credit cards, our team’s expertise will help you on your financial journey.

Home Equity Line of Credit – 7.99% APR1 Variable Rate


  • Credit score 710 minimum
  • Combine LTV not to exceed 80%
  • Applicable closing costs will apply2
  • New money only

Lending Expertise

Home Equity Financing

Use the equity in your home to make improvements, consolidate debt, buy a car, or make other lifestyle enhancements.

Home equity financing potentially offers tax-deductible interest3 for homeowners.

Home Equity Term Loan

Fixed interest rate and monthly payments. Funds are received in a lump check or cash transfer for the full loan amount.

Home Equity Line of Credit (HELOC)

Variable interest rate with monthly payments based on the current rate and amount owed. Funds are accessed and available as needed.

Contact Our Team to Get Started

Vehicle Loans

Whether you are looking for a car, truck, boat, RV, or motorcycle, we can help you move forward with competitive financing.

Lines of Credit

Free up your finances with a personal line of credit, with access to cash when you need it.

Construction Loans

Get the financing you need when you are building from the ground, up.

Lot Loans

Get financing for the property for a primary or secondary residence.

Overdraft Protection

Protect your funds for accidental overdrafts and get access to extra cash. Funds are available automatically based on overdraft; or on-demand.

Credit Cards

Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!4

Learn More

Contact Our Team

Janet Alland Headshot

Janet Alland

SVP, Retail Banking
NMLS# 721546
(651) 767-9802

Annmarie Becker

VP, Relationship Banker
NMLS# 860395
(651) 767-9842

1 APR is based on 3/1/24 WSJP minus 0.51%. Rates are subject to current WSJP minus 0.51%. Max APR charge will be 18% cap. Rate is variable.
2 Closing costs may range between $450 and $2,750
3 Consult with your tax advisor for more details.
4 The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.