Personal Savings
Build for your future goals by putting your excess funds to work.
All our personal savings accounts include:
Free Online Banking
Mobile Banking with Mobile Deposit
Free Statements
Fund Your Future Goals
Build your better future quicker with competitive certificate of deposit rates.
Personal Savings Account Options
Basic Savings
Best for individuals with smaller balances
Interest1
Paid when the minimum daily balance is met
Monthly Fee2
$5 if minimum daily balance is not met
Minimum Daily Balance
$50
Transaction Charge
5 free withdrawals per month, then $1 per withdrawal
Statements
Paired with Personal Checking Account: Monthly
Not Paired: Quarterly
Preferred Savings
Best for individuals with larger balances
Interest1
Variable rate based on the following tiers:
- $1,000 – $9,999.99
- $10,000 – $24,999.99
- $25,000+
Monthly Fee2
$10 if minimum daily balance is not met
Minimum Daily Balance
$1,000
Transaction Charge
5 free withdrawals per month, then $1 per withdrawal
Statements
Paired with Personal Checking Account: Monthly
Not Paired: Quarterly
Money Market Investor Savings
Higher-yield savings for when you can save $25,000+
Interest1
Variable rate based on the following tiers:
- $0 – $24,999.99
- $25,000 – $99,999.99
- $100,000 – $249,999.99
- $250,000 – $999,999.99
- $1,000,000 – $4,999,999.99
- $5,000,000
Monthly Fee2
$25 if minimum daily balance is not met
Minimum Daily Balance
$25,000, to avoid the monthly fee
Transaction Charge
6 free withdrawals, 3 of which may be made via check
Statements
Monthly
Little Drake Savings
For children and young adults under 18
Interest1
Variable rate based on the following tiers:
- $0- $1,000.00
- $1,000.01 +
Transaction Charge
5 free withdrawals per month, then $1 per withdrawal
Statements
Quarterly
Certificates of Deposit (CDs)
Best for long-term growth4
Maturities of 91 days to 5 years
Guaranteed interest rate based on term
Individual Retirement Accounts (IRAs)
Build for your future retirement plans
Various terms available
Guaranteed interest rate based on term
Get the Most Out of Your Banking Relationship
All personal savings accounts require a $100 opening balance. $500 minimum required for CDs.
1 Interest will be compounded and paid monthly based on the daily collected balance. Refer to our deposit account rates for current rate information. At our discretion, interest may change daily. Interest begins to accrue no later than the business day we receive credit for the deposit of checks.
2 Other charges may apply to these accounts, see separate miscellaneous fee schedule.
3 Penalties may apply for early withdrawal of CD funds.