Personal Savings

Build for your future goals by putting your excess funds to work.

All our personal savings accounts include:

Personal Savings Account - Certificates of Deposit (CDs)
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Fund Your Future Goals

Build your better future quicker with competitive certificate of deposit rates.

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Personal Savings Account Options

Basic Savings

Best for individuals with smaller balances

Interest1

Paid when the minimum daily balance is met

Monthly Fee2

$5 if minimum daily balance is not met

Minimum Daily Balance

$50

Transaction Charge

5 free withdrawals per month, then $1 per withdrawal

Statements

Paired with Personal Checking Account: Monthly
Not Paired: Quarterly

Preferred Savings

Best for individuals with larger balances

Interest1

Variable rate based on the following tiers:

  • $1,000 – $9,999.99
  • $10,000 – $24,999.99
  • $25,000+

Monthly Fee2

$10 if minimum daily balance is not met

Minimum Daily Balance

$1,000

Transaction Charge

5 free withdrawals per month, then $1 per withdrawal

Statements

Paired with Personal Checking Account: Monthly
Not Paired: Quarterly

Money Market Investor Savings

Higher-yield savings for when you can save $25,000+

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Interest1

Variable rate based on the following tiers:

  • $0 – $24,999.99
  • $25,000 – $99,999.99
  • $100,000 – $249,999.99
  • $250,000 – $999,999.99
  • $1,000,000 – $4,999,999.99
  • $5,000,000

Monthly Fee2

$25 if minimum daily balance is not met

Minimum Daily Balance

$25,000, to avoid the monthly fee

Transaction Charge

6 free withdrawals, 3 of which may be made via check

Statements

Monthly

Little Drake Savings

For children and young adults under 18

Interest1

Variable rate based on the following tiers:

  • $0- $1,000.00
  • $1,000.01 +

Transaction Charge

5 free withdrawals per month, then $1 per withdrawal

Statements

Quarterly

Certificates of Deposit (CDs)

Best for long-term growth4

  • Maturities of 91 days to 5 years

  • Guaranteed interest rate based on term

Learn More about CD savings strategies

Individual Retirement Accounts (IRAs)

Build for your future retirement plans

  • Various terms available

  • Guaranteed interest rate based on term

Get the Most Out of Your Banking Relationship

PERSONAL
CHECKING

Variety of account options to fit your needs, activity, and volume.

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PERSONAL
LOANS

Personal loans and lines of credit to help get you the funds you need.

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HOME
MORTGAGE

Our team will help make your homeownership dreams possible.

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ONLINE
BANKING

Access your accounts where you are, 24/7 with bill pay, mobile deposit, and more.

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All personal savings accounts require a $100 opening balance. $500 minimum required for CDs.
1 Interest will be compounded and paid monthly based on the daily collected balance. Refer to our deposit account rates for current rate information. At our discretion, interest may change daily. Interest begins to accrue no later than the business day we receive credit for the deposit of checks.
2 Other charges may apply to these accounts, see separate miscellaneous fee schedule.
3 Penalties may apply for early withdrawal of CD funds.

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