Business Checking

Choose an account structure that benefits your business activity and goals.

All our business checking accounts include:

  • Free Online Banking

  • Mobile Banking with Mobile Deposit

  • Bill Pay

  • Free Statements

  • Free ATM / Debit Card with Fraud Alerts
  • Access to Surcharge-Free ATMs, worldwide, with our free ATM Locator App1
Business Checking Accounts
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Business Checking Account Options

Small Business Checking

Best for companies with lower volume checking activity

Earnings

None

Monthly Fee2

$7 if minimum daily balance is not met

Minimum Daily Balance

$500, to avoid the monthly fee

Transaction Charge3

First 150 transactions free per month, then $0.40 per transaction

Commercial Checking

Best for companies with higher volume checking activity

Earnings

Earnings credit can offset monthly service charges. It is paid on the average collected balance, less 9.00% reserve requirement

Monthly Fee2

$15

Transaction Charge3

  • Debit: $0.20
  • Credit: $0.40
  • Deposited Item on Us: $0.05
  • Deposited Item on Others: $0.11

Deposit Assessment

$0.012 assessed for every $100.00 of average daily balance

Community Checking

Best for sole proprietors, community groups, and nonprofit organizations

Earnings

None

Monthly Fee2

None

Transaction Charge3

First 25 transactions free per month, then $0.45 per transaction

Civic Checking

An interest-bearing account option for nonprofit organizations

Earnings4

Interest is paid on two tiers:

  • $0 – $24,999
  • $25,000+

Monthly Fee2

$7 if minimum daily balance is not met

Minimum Daily Balance

$2,500, to avoid the monthly fee

Transaction Charge3

First 100 transactions free per month, then $0.25 per transaction

Protect Your Business Accounts

Fraud Protection for Your Debit Card

If we suspect you may be a victim of debit card fraud, we will:

  • Send an Email, Followed by a Text Message

  • You Can Reply ‘Fraud’ or ‘No Fraud’

  • No Response? You Will Get an Automated Call with the Option to Speak to a Fraud Analyst

Positive Pay

Make your check processing more secure.

  • Submit an authorized list of checks issued by your company
  • We match the account, check number and dollar amount of checks presented for payment
  • We will send exceptions for your review
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Get the Most Out of Your Banking Relationship

BUSINESS
SAVINGS

Choose a savings account structure
to help reach your goals.

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BUSINESS
LENDING

We’ve got many lending options: conventional, SBA, lines, and credit cards.

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CASH
MANAGEMENT

Add on solutions to make managing your cash flow safe and straightforward.

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MEET OUR
TEAM

We build authentic relationships to get to know you and your goals.

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All business and nonprofit checking accounts require a $100 opening balance.
1 Some ATM networks may impose an additional surcharge unrelated to our accounts. This charge will be assessed to your account.
2 Other charges may apply to these accounts, see separate miscellaneous fee schedule.
3 Transaction items include check paid, withdrawals, deposit items, electronic debits and credits (ACH or POS).
4 Interest will be compounded and paid monthly based on the daily collected balance. Refer to our deposit account rates for current rate information. At our discretion, interest may change daily. Interest begins to accrue not later than the business day we receive credit for the deposit of checks.

BUSINESS DOESN’T STOP. GET STARTED TODAY.

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