1. Contact Drake Bank
Immediately report any fraudulent activity on your Drake Bank accounts by calling our team, (651) 224-5000.
2. Contact Major Credit Card Bureaus
Call one of the three main credit bureaus and request a short- or long-term Fraud Alert be placed on your credit file, which requires creditors to verify your identity before opening any new accounts in your name or changing existing accounts. You only need to call one bureau; they will notify the other bureaus.
3. Obtain A Free Credit Report
Credit bureaus must provide victims of identity theft with a free copy of their credit report. You can request one from each bureau as the information can differ. Review the reports carefully to determine if any fraudulent accounts have been opened. If so, notify the credit bureau and the company of the account to report the fraud.
4. Contact Other Creditors
Contact other creditors (i.e., credit card companies, banks, lenders, etc.) and notify them of potential fraud. Close accounts that have been breached and reopen them with new account numbers and passwords.
5. File a Report with Local Police
Contact the local police department if you suspect that your personal information was stolen.
6. Contact Other Agencies, As Needed
Notify any other agencies involved with your claim (i.e., Postal Inspection Service, Social Security Fraud Hotline, Retail Stores for Store-Specific Credit Cards, etc.)
7. Continue Monitoring Accounts
Monitor your accounts regularly as identity theft takes time to resolve completely.
For more information on identity theft, visit the Federal Trade Commission website or call (877) 382-4357, or to file an identity theft report, call (877) 438-4338.