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Homebuying 101

The process of buying your first home can be very exciting and, at the same time, a little scary. Don’t worry, that’s normal! However, to set yourself up for success and avoid some of the stress, there are some steps you can take as you become a homeowner. First things first, you should start saving ...

2022-06-21T10:43:56-05:00June 8th, 2022|Blog, Community Banking|

Financial Wellness: A Lifelong Journey

Financial wellness impacts every facet of your life. Stressed about rent this month? Concerned you’re not setting aside enough for retirement? Lots of life’s daily stressors can be linked to money. Still, by moving through each of the five stages of financial wellness with a curious desire to learn and mature, you’ll have less stress ...

2022-06-21T10:46:07-05:00April 5th, 2022|Blog, Community Banking|

Credit: Use, Impact & Management

March is National Credit Education Month, so what better time to brush up on your knowledge? A little mysterious and sometimes confusing, credit represents the ability to borrow money assuming it will get paid back in the future, usually with interest. It's an agreement between a lender (i.e., a bank or merchant) and a borrower ...

2022-06-21T10:46:20-05:00March 14th, 2022|Blog, Community Banking|

Vacation Fund Savings Tips

Thinking that you need a change of scenery? Ready to get your toes in the sand (instead of some snow)? If you have been longing to escape and are thinking about planning your next vacation, here are some quick tips that may help you click ‘book’ and head to warmer (or cooler) climates faster. 1. ...

2022-06-21T10:51:48-05:00January 25th, 2022|Blog, Community Banking|

Financial Literacy: The Starting Point for Your Financial Journey

As community bankers, we thrive on discussing our clients' dreams and goals and helping them through the financial journey to achieve them. However, we understand that finances and banking may not be everyday topics for you. Additionally, talking about finances can be difficult, and financial products can be complicated to understand. Financial literacy is defined ...

2022-06-21T10:55:17-05:00April 6th, 2021|Bank Updates, Community Banking|

Community Banks Played Outsized Role in PPP

As Jelena McWilliams, FDIC Chairperson, stated in a recent FDIC Podcast, "Supporting small businesses is one of the key roles that community banks play in our financial system. The overwhelming majority of community banks focus their commercial and industrial lending on small businesses…These attributes, as well as strong ties to their communities and borrowers, likely ...

2022-06-21T10:57:25-05:00December 15th, 2020|Blog, Community Banking|

Liquidity is Power and Power has a Price

Do you ever wonder how others accumulate wealth or how they always seem to have the funds, or access to funds, to invest in opportunities when prices seem attractive? The opportunity could be something as small as a high-ticket item on sale or as large as buying an entire business. The ability to wield this ...

2022-06-21T13:42:10-05:00July 29th, 2020|Blog, Community Banking|

Increase Income and Reduce Risk: Rethinking Your Certificates of Deposit Strategy

While fixed income investing can offer the investor less risk than stocks and provide a steady stream of interest income, many individual depositors do not have the resources to experience the same benefits as market professionals. However, by using certificates of deposit (CDs) individual depositors can achieve benefits similar to those from a professionally managed ...

2022-06-21T13:42:53-05:00June 25th, 2020|Blog, Community Banking|
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